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  A Consumer Guide

       Buying & Selling A Home In South Dakota

         Published by the South Dakota Real Estate Commission

Helpful Brochures For Buyers

Specialty Mortgages: What are the Risks and Advantages?  Go To Brochure Now.

Produced jointly by the National Association of Realtors and the Center for Responsible Lending, this 5-panel brochure can help prospective buyers make an informed decision about the kind of home financing that is best for them. It will help you assess the risks and advantages of interest-only, negative amortization, payment option ARM, and 40-year mortgages.

Traditional Mortgages: Understanding Your Options.  Go To Brochure Now.

When shopping for a mortgage, consumers have more choices than ever before. Many lenders now offer specialty mortgages that help make homeownership more affordable but have risks that consumers should fully consider. For most consumers, the traditional fixed-rate mortgage is still the best option.

Produced jointly by the National Association of Realtors and the Center for Responsible Lending, this 5-panel brochure can help prospective buyers make an informed decision about the kind of home financing that is best for them. It will help you understand traditional mortgages and make the choice that is best for you.

Understand the Benefits of FHA Mortgages.  Go To Brochure Now.

Produced by the National Association of Realtors, FHA, and the U.S. Department of Housing and Urban Development, this 4-panel brochure can help prospective buyers learn about FHA-insured mortgages and other resources available from FHA and HUD.

Understand How To Avoid Predatory Lending.  Go To Brochure Now.

Produced jointly by the National Association of Realtors and the Center for Responsible Lending, this 5-panel brochure helps consumers learn the warning signs of predatory loans and how to shop for a mortgage that is fair and affordable.